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NIFTY 500 vs a 7% annual return

See which investment dates over the past 10 years would have earned more than 7% a year, held until the latest available close.

Colours show the return from investing on each date and holding until the latest close—not whether the market rose or fell that day.

Earned more than 7% a yearEarned less than 7% a year7% break-even entry level
NIFTY 500 and debt break-even entry levelsThe NIFTY 500 line is green below the dashed blue break-even line, where equity beat the assumed debt return, and red above it, where equity fell short. The dashed blue line represents the debt break-even entry level. Explore an investment date below for exact values.4,0539,71115,37021,02926,687Nov 2016May 2019Nov 2021May 2024Nov 2026Index levelNIFTY 500

Swipe the chart horizontally to see the full period.

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Historical outcomeAbove 7%
Entry index level6,916.45
Break-even entry level12,134.41
Annualised index return13.19%

Holding period: 10 years. Returns for periods under one year are annualised and can appear unusually large.

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Most recent first. Calculations use full precision; displayed values are rounded.

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NIFTY 500 versus 7% debt, held until 12 Nov 2026
Investment dateIndex levelYears heldBreak-even levelAnnualised index returnOutcome
12 Nov 202623,865.8023,865.8—End date
11 Nov 202623,779.3023,861.38276.34%Above 7%
09 Nov 202623,5670.0123,852.53363.15%Above 7%
08 Nov 202623,489.20.0123,848.11326.91%Above 7%
06 Nov 202623,456.950.0223,839.27186.10%Above 7%
05 Nov 202623,224.70.0223,834.85313.65%Above 7%
04 Nov 202622,769.20.0223,830.43755.14%Above 7%
03 Nov 202622,520.350.0223,826.02952.05%Above 7%
02 Nov 202622,241.40.0323,821.61,210.41%Above 7%
30 Oct 202621,895.90.0423,808.361,023.17%Above 7%
29 Oct 202621,941.50.0423,803.95795.08%Above 7%
28 Oct 202621,727.450.0423,799.53881.75%Above 7%
27 Oct 202621,734.90.0423,795.12744.51%Above 7%
26 Oct 202621,608.750.0523,790.71744.07%Above 7%
23 Oct 202621,427.60.0523,777.49614.73%Above 7%
Method and assumptions

Source: Nifty Indices · Data through 12 Nov 2026.

  • Each date represents a separate lump-sum investment held until 12 Nov 2026.
  • The dashed line marks the entry level that would have produced a 7% annual return by the end date. Entry levels below it earned more; levels above it earned less.
  • The benchmark assumes a constant 7% annual compounded return, not the realised return of a debt fund.
  • Years held = days between the investment date and end date ÷ 365.
  • Break-even entry level = end-date index level ÷ 1.07years held.
  • Annualised index return = (end-date index level ÷ entry index level)1 ÷ years held − 1.

Historical comparison, not a forecast. The 7% return is assumed. NIFTY 500 returns exclude dividends; taxes and fees are excluded.